Financing

What a buyer needs to know when starting the loan process:

• No one should pull your credit during the buying process
• No new purchases should be made during this process that could affect credit
• Income- is based off what you have claimed on your last two years tax returns and current pay stubs. (Overtime and commission are only considered with a two year proveable history.)
• Medical debts and college loans do count against you credit if not paid as agreed and count towards your debt to income.
• Income or outgoing child support is figured into income or debt if relevant for the next two years.
• We are always available to answer any questions or concerns about this process you may have.

To start your approval process contact any of these fine lenders:

Corissa Mashore – First United Mortgage (580) 223-9400

Butch Green – Green Mortgage (580) 223-4663

Tem Barrett – Barrett Mortgage (580) 226-4282

Or your local banker.

List to bring to the lender:

• 2 year W-2
• 2 years tax return
• 2-month bank statement
• 2 current pay stubs
• Picture ID